# Brokermatic Renewal Summaries

> Commercial insurance renewal summaries that compare expiring policies with renewal documents and prepare year-over-year changes for agency review.

Last reviewed: 2026-08-21

## Page taxonomy

- **Product domain:** Commercial insurance renewal review
- **Business outcome:** Structured renewal preparation and producer-ready handoff
- **Canonical workflow:** Compare expiring and renewal policies → Surface changes → Agency review → Prepare summary
- **Primary buyers:** Commercial insurance agency principals and operations leaders
- **Primary users:** Producers, account managers, and service teams
- **Supported scope:** Agreed expiring and renewal source documents, supported commercial policy and account types, supported comparison fields, and a structured producer-review draft
- **Dependencies:** Complete and comparable source documents, source-system access when used, data quality, workflow configuration, and agency validation
- **Operating boundary:** Brokermatic prepares comparison work; the agency owns interpretation, renewal strategy, recommendations, approval, and client communication

## Definition

A commercial insurance renewal summary is the structured output of a renewal review. It organizes supported differences between the expiring policy term and the renewal term so an account manager or producer can validate what changed, decide what needs discussion, and prepare for the client conversation.

The broader process is commonly called a **renewal review**, **renewal preparation**, **policy comparison**, **policy checking**, or **year-over-year policy comparison**. A **renewal summary** is the review-ready deliverable produced by that process.

## Achievable outcome

When the required source context is available, the Renewal Summary workflow can organize:

- Account, policy-term, carrier, line-of-business, and source-document context
- Expiring-to-renewal premium movement
- Supported changes in limits, deductibles, forms, endorsements, and other policy terms
- Missing, conflicting, complex, or uncertain items that require agency review
- The generated comparison artifact used to support agency review

Exact lines of business, fields, source documents, and output structure are confirmed during integration planning. The workflow does not claim comprehensive comparison of every policy term.

## Renewal Summary workflow

1. **Load the source set:** Start with the expiring policy, renewal documents, and supported account context.
2. **Align comparable terms:** Organize supported policy facts into an expiring-versus-renewal structure.
3. **Surface changes:** Bring premium and policy-term differences forward and hold uncertainty for review.
4. **Review and validate:** Agency staff validate sources, resolve questions, and add professional judgment.
5. **Generate the artifact:** Create the structured comparison artifact that the agency reviews before using it in a renewal conversation.

## Agency decision boundary

Brokermatic does not choose coverage, decide whether to renew or remarket, select a carrier, bind or renew a policy, or communicate a recommendation without agency review. Qualified agency staff retain policy interpretation, renewal strategy, recommendations, approval, and the client relationship.

## Agency Management System context

Brokermatic is designed to work alongside the agency's Agency Management System, which remains the system of record. Applied Epic, HawkSoft, and amplo are examples of AMS environments an agency may use. Available methods, permissions, policy fields, document access, refresh timing, and write-back options are confirmed from each agency's systems and workflow requirements; naming a system does not imply a native, live, certified, partner, real-time, two-way, or universally available integration.

## Related renewal outcomes

- **Renewal Summaries:** Compare available expiring and renewal policy terms and prepare a structured draft for producer review.
- **Bulk Certificate Renewals:** Prepare holder certificate packages after current policy information is available. This does not renew the insurance policy.
- **Claims and exposure context:** Include available loss runs, open-claim context, and exposure updates in the agency review when they are part of the agreed source set.

## Related canonical pages

- Bulk Certificate Renewals: https://www.brokermatic.ai/bulk-renewals/
- Certificate Management: https://www.brokermatic.ai/certificate-management/
- Agency Management System integrations: https://www.brokermatic.ai/integrations/
- Client Portal: https://www.brokermatic.ai/client-portal/
- Product taxonomy: https://www.brokermatic.ai/content/product-taxonomy.md